Through many years of experience in the taxi industry, SA Taxi Protect has built a deep understanding of this vital industry. That is why we have pulled out all the stops to offer bespoke insurance that’s specifically designed to meet your needs as a taxipreneur. SA Taxi looks for every reason to pay your claim.
The following products are offered by SA Taxi and underwritten by Guardrisk Insurance Company Limited:
COMPREHENSIVE COVER Available for all taxis and includes an extensive range of benefits |
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Theft/Hijacking |
√ |
Accident damage |
√ |
Third-Party Liability |
√ |
Riot and Strike |
√ |
Windscreen |
√ |
BENEFITS | |
Roadside Assist |
√ |
Accident Assist |
√ |
Newly Purchased Taxi Substitution |
√ |
Passenger Liability |
√ |
Instalment Protect |
√ |
Abscondence, violation and credit shortfall |
√ |
Legal Assist |
√ |
Quality Renewed Warranty |
√ |
Fines Protect |
√ |
Pothole Protect |
√ |
License Protect |
√ |
Road Accident Fund Protect |
√ |
POLICY EXTENSIONS |
APPLICABLE |
ESSENTIAL PLAN Freestanding policy only available for taxis that are not financed. |
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Passenger Liability | √ |
Loss of Income |
√ |
Personal Accident |
√ |
POLICY EXTENSIONS |
NOT APPLICABLE |
These are the value-added benefits AUTOMATICALLY included in our comprehensive cover.
Whether you’re stuck with a flat tyre or you’ve run out of fuel, we offer you roadside emergency assistance.
We give you access to a towing service provider 24/7 if your taxi is involved in an accident.
If your taxi is stolen, hijacked or written off in the first six months, not only do we replace your taxi, we also pay for a new tracking unit and the installation. This is ONLY applicable to taxis that are financed through SA Taxi.
This benefit ensures you are protected should passengers choose to sue you in the case of an accident.
If your taxi is involved in an accident, we pay up to two instalments to your credit provider while your taxi is in repairs. This is ONLY applicable to SA Taxi Financed taxis.
If you abscond or violate the policy, we pay the credit provider the outstanding loan amount. This is ONLY applicable to taxis that are financed through SA Taxi.
Qualified attorneys provide you with guidance on all legal matters telephonically.
We notify you when you have traffic fines and help you settle them at a guaranteed reduced rate on all qualifying fines.
We help you claim for damages to tyres, mags and rims caused by potholes and road works.
We help you renew your license disc and deliver it to you.
We manage your claim with the Road Accident Fund from start to finish.
You can choose to add these extensions to your comprehensive policy at an additional cost.
If your taxi is involved in an accident and in for repairs, we pay you an amount of either R400 or R600 for each day the taxi is off the road for a maximum of 20 days depending on the option you have chosen.
If your taxi is written off following an accident or if it is stolen/hijacked and not recovered we pay you the actual deposit paid at the time of financing your taxi.
With variable excess insurance, you gain the power to select your desired level of excess, granting you increased flexibility to tailor your coverage and manage your out-of-pocket costs when filing a claim for an accident.
Please note that this option may not cover additional payable excesses.
Pays the difference between the amount you owe the credit provider under the credit agreement and the retail value of the taxi in the event of a total loss.
Pays out an amount if you or your driver are deceased/disabled or your passengers are deceased as a result of an accident.
Terms and conditions apply.
Why not insure your taxi with the taxi industry experts who understand that your business is unique?
Call us on 0800 214 790 for an obligation free quote or speak to your broker
Mobalyz Risk Services (Pty) Ltd (FSP 29354) is an authorised financial services provider and all products are underwritten by Guardrisk Insurance Company Ltd